A current account is fundamental to nearly every business. For making and receiving payments whether by cash, cheque or electronic means.

How it works
If you are starting a new business with a projected first year turnover of under ?1m, and you have a personal bank account with us, or are prepared to transfer it to us, we offer 24 months' free banking. This means no charges for cheques you issue, credits you pay in, withdrawals at our cash machines, or any Standing Orders and Direct Debits.

For customers whose personal account is not with us, we offer 12 months' free banking.

If your business turnover is less than ?100,000 per annum, you will normally pay our Small Business Tariff once our free banking offer expires. This consists of a fixed monthly fee of ?2.50 and charges of 60p for each paper item and 35p for each electronic item.

Businesses with a turnover above ?100,000 a year should discuss tariff levels with us. We will take into account the number and type of transactions you make.

Next steps
If you are starting a new business and want more information, click 'Send me a Brochure' to order a copy of our 'Starting a Business' pack.

If you are already in business, but bank elsewhere please click 'Send me a Brochure' to order a copy of our 'Move your business to us' leaflet.

Details are also available at your local branch.

We recommend you read our Important notes

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